Your finances,
finally clear.
A calm personal-finance app for people who think in more than one currency. Track expenses, manage income, and watch your assets grow.
Why Kharji
Most finance apps assume your money lives in one stable currency. Kharji doesn't.
It's built for paychecks in dollars, groceries in toman, savings in gold. Every amount is converted at the exchange rate of the day it happened — so when rates move, your history stays honest and your net worth stays real.
Everything you need, nothing you don't.
No budgets that guilt you. No subscriptions to forget. Just an honest picture of your money.
Multi-currency
Toman, dollars, euros, pounds, lira, dirham — pick your pair and see every amount in both.
Rates that remember
Every record converts at the live exchange rate from its own date, not today’s. History that stays true.
Assets & net worth
Cash, crypto, gold, property, vehicles — with valuation history and a net-worth chart that follows.
Clear reports
Spending by category, trends over time — daily, weekly, or monthly. Plus summaries in your inbox if you want them.
Tags & categories
Organize spending your way with custom categories, and tags you create inline as you type.
Your data, yours
Backed up automatically every day. Export everything to Excel — or import it back — anytime.